Download e-book for kindle: 50 Fabulous Places to Retire in America by Ken Stern

By Ken Stern

ISBN-10: 0585260176

ISBN-13: 9780585260174

ISBN-10: 1564142604

ISBN-13: 9781564142603

Weather, housing, sport, and healthiness care are one of the elements explored in 50 great locations to Retire in the US, 2d Ed.. This revised and up-to-date model appears on the most well liked retirement groups within the usa and provides info in a basic structure that will not baffle readers with information and hard-to-follow charts.

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Extra resources for 50 Fabulous Places to Retire in America

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Equity/Retirement Assets Generally, the most valuable asset in your portfolio is the equity in your home. But ideally, you will also have a combination of other investment assets, including stocks and options, mutual funds, taxable and tax-free bonds, T-bills, annuities, investment property (not your residence) and/or equity in a business. Retirement assets also include IRA/Keogh Plans, 401(k)s, vested pension plans, employee savings and stock option programs. In tandem, these should represent 50 to 60 percent of your total assets.

In the case of joint tenants, if one tenant dies, only half of the property (the half of the deceased) is stepped up for tax purposes. Therefore, the other half of the property will show a capital gain upon sale which, in turn, will be taxed. Now, suppose I alone own a home. The home has significantly appreciated since the time I purchased it. When I die, the new tax basis will, again, receive a step-up to the market value of the property at the time of my passing. Assuming the property is worth $200,000 when I die, and that is what my children inherit Page 29 the property for, they could conceivably sell the property for $200,000 and pay no property tax.

Do you seek the communal living, clubs and planned activities of a retirement community, or a diverse, more independent community with working people and families? 22. Do you want seclusion? If you want to live off the beaten path, have emergency plans in order. What are the roads like in the winter? How close is medical care? 23. What about religion? Make sure you can find an acceptable house of worship and a religious community near your new home. 24. What about man's best friend? Many people acquire pets after retirement.

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50 Fabulous Places to Retire in America by Ken Stern

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